SUKANYA SAMRUDDHI YOJANA
Sukanya Samriddhi Yojana
Introduction
The daughter is not the weight of a snake but a sea of love. The central government is working hard to make this happen. And Prime Minister Narendra Modi has launched the Sukanya Samrudhi Yojana to support the Betty Bachao Abhiyan. Which, of course, made the video an overnight sensation.
In this scheme, in order to alleviate the burden of marriage and education of the bride on the parents, about 5 families of Surat have opened accounts in the government’s Sukanya Samrudhi Yojana. And other families with daughters are being made aware of the benefits of this scheme.
Sukanya Samriddhi Yojana is being welcomed by the people. Launched on February 25 at post offices across India, the scheme is likely to prove very useful in brightening the future of the bride. Enthusiasm is being seen among the people to open an account under this scheme and get information about the scheme in the post offices of Surat city. So far about 75 accounts have been opened under this scheme in Nanpura post office of Surat city only.
Sukanya Samriddhi Yojana also offers tax exemption. The daughter is Lakshmi of the house. Is powerful. The Modi government is with you every step of the way so that you can be free from the worries of your daughter’s education and her marriage. The Modi government has launched the Sukanya Samrudhi Yojana to alleviate the worries of money for the daughter.
Prime Minister Narendra Modi launched the Sukanya Samrudhi Yojana in January, 2015 in the Save Betty-Betty Padhao Campaign to make the daughters of the country self reliant and uplifted. It has now secured the future of every girl child in the country.
An account is opened for daughters under Sukanya Samrudhi Yojana. It is very easy to open this account. Usually PPF account is opened, there you can open an account in the name of daughter in bank or post office. The scheme is designed for the bright and secure future of the girls.
This will ensure that they complete their education and arrange marriage expenses when they turn 18 years old. The scheme has been implemented to provide financial security to girls and their parents. In which higher interest rate has been arranged with less investment. In just 15 months, 76 lakh Sukanya accounts have been opened in the country and Rs 2,800 crore has been deposited in them.
Specialty
You can deposit a minimum of 250 and a maximum of one and a half lakh rupees per year.
The deposit earns interest at the rate of 2.3% per annum.
According to the new rule, 100 per cent amount can be withdrawn on the marriage of a daughter.
Deposits are tax deductible under 80-C.
No interest after daughter turns 21.
You go to your nearest post office and go there and fill up the Sukanya Samriddhi Yojana form. Apart from that you can also download this form from internet or India Post website. Fill out the form with a photograph of the daughter and submit it to the post office. It may be that some interim post office officials tell you that there is no such scheme. So wait a minute, let this plan get there.
Fill out the form and sign it properly. .
Attach a photocopy of your ID and address proof. Also attach a copy of daughter’s birth certificate.
Take two passport size photos of yourself and your daughter.
You can also open a Sukanya Samrudhi Yojana account in a bank. Download the form. (Know that you can open Sukanya Samrudhi account in any bank)
Important points
With this scheme you can deposit a minimum of 1 thousand and a maximum of one and a half lakh rupees per year.
You can deposit money anytime during the year.
This scheme is similar to PPF scheme. Not only this, the scheme offers more interest than PPF.
If you forget to deposit money in any year. So you have to pay a penalty of Rs.
If you want to get your daughter married at the age of 18, you can withdraw money under the pre-mature facility.
If you have two daughters, you can open two accounts. But if there are more than two girls, you can open only 2 accounts at most. There is also online facility to deposit money.
You cannot take out any debt on this plan.
Parents or guardians can open an account for the bride at the post office under “Sukanya Samriddhi Yojana”. In this scheme the account of the bride born on or after 2-12-2003 can be opened. And mom and dad can open an account as a guardian. In the case of an orphaned girl, a court-appointed guardian can open an account.
Under this scheme, an account can be opened for a maximum of two girls from one family. And after opening an account with a minimum of Rs. Source link given below.
Interest rate
Sukanya Samriddhi Yojana CUrrent Interest Rate CLICK HERE
Important Links
સુકન્યા સમૃદ્ધિ યોજના અરજી ફોર્મ Application Form:- CLICK HERE
HOME PAGE:- CLICK HERE
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